Terms of Use - Novaservio

General Information

These Terms of Use govern the access and use of the Novaservio website, operated by Novaservio with address at Calle 123 x 68 No 660 Int 7 Gran Herradura Sur CP 97314, Caucel - Mérida, 97314 Mérida, Yuc., phone +52 999 481 9011, email info@novaservio.com.

Acceptance of Terms

By accessing and using this website, you agree to be bound by these Terms of Use and all applicable laws and regulations. If you do not agree with any of these terms, you should not use this website.

Educational Nature of Content

The content of this website has a purely educational and informational purpose. Information provided about Afores, retirement, voluntary contributions, and financial planning:

Does not constitute personalized financial advice
Should not be interpreted as specific investment recommendations
Does not replace consultation with qualified professionals
Is based on publicly available information and may not reflect your particular situation

Important: Always consult with a certified financial advisor before making investment decisions or changes to your retirement strategy.

Limitation of Liability

Novaservio will not be responsible for:

Investment decisions made based on website information
Financial losses resulting from use of provided information
Inaccuracies in third-party data (CONSAR, Afores, etc.)
Changes in regulations or government policies
Website service interruptions
Technical or content errors

Information is provided "as is" without warranties of any kind, express or implied.

Intellectual Property

All content on this website, including but not limited to texts, graphics, logos, icons, images, audio clips, digital downloads, and data compilations, is the property of Novaservio and is protected by Mexican and international copyright laws.

Permitted uses:

View and download content for personal non-commercial use
Print individual pages for personal reference
Share links to the website

Prohibited uses:

Reproduce, distribute or transmit content without authorization
Modify or create derivative works from content
Use content for commercial purposes
Remove copyright notices

Appropriate Use of the Site

Users agree to:

Use the site only for legal purposes
Not interfere with site operation
Not introduce viruses or malicious code
Not attempt to access restricted areas
Provide truthful information in contact forms
Respect other users' rights

Third-Party Links

This website may contain links to third-party websites, including official sites of CONSAR, Afores and other financial institutions. These links are provided solely for user convenience.

Novaservio does not:

Control or is responsible for third-party site content
Endorse products or services of linked sites
Take responsibility for accuracy of external information

Privacy and Data Protection

Use of this website is subject to our Privacy Policy, which forms an integral part of these terms. By using the site, you consent to processing of your personal data in accordance with said policy.

Modifications

Novaservio reserves the right to:

Modify these terms at any time
Update or discontinue site functionalities
Change educational content as necessary

Significant modifications will be notified at least 10 days in advance. Continued use of the site after modifications constitutes acceptance of new terms.

Applicable Law and Jurisdiction

These terms are governed by the laws of the United Mexican States. Any dispute related to website use will be submitted to the exclusive jurisdiction of competent courts in Mérida, Yucatán, Mexico.

Contact

For questions about these Terms of Use, you can contact us:

Email: info@novaservio.com
Phone: +52 999 481 9011
Address: Calle 123 x 68 No 660 Int 7 Gran Herradura Sur CP 97314, Caucel - Mérida, 97314 Mérida, Yuc.

Severability

If any provision of these terms is deemed invalid or unenforceable, the remaining provisions will continue in full force and effect.